How do Australians really feel financially in 2026?Download the full report

While some Australians are doing well financially, a majority say they are either “just about keeping up” (37%) or “falling behind” (19%).

After four years of high inflation, consumers are cutting back, dipping into savings, and adjusting how they spend. Financial pressure is not always severe, but it is persistent.

In YouGov’s Debt, savings and investment report 2026, we explore how Australians are navigating this pressure, and what it means for financial behaviour today.

Based on fresh survey data, the report also highlights the uncertainty many feel about how to improve their financial position; 29% feel anxious about their debt.

From cautious savers to reluctant investors and everyday reliance on debt, the findings show where behaviour is shifting and where it is not.

Download the full report to learn:

  • How many Australians feel they are getting ahead, just about keeping up, or falling behind?
  • What types of debt are most common among Australians and how does it differ across financial situations?
  • How do aspiring homeowners feel about their chances of buying a home?
  • What stops consumers from putting money into investments?
  • How does financial confidence shape behaviour across different groups?
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